Optum

Health Savings Account (HSA)
Contact or talk with Optum
1-800-791-9361 | customercare@uhc.com

Your Health Savings Account

A Health Savings Account (HSA) can help you plan, save and pay for health care expenses when you have a Consumer Driven Health Plan (CDHP) all while saving on taxes! Your money can even collect interest while you continue to save for future expenses.

And, the HSA isn’t just for medical expenses. You can use it to help pay for a variety of care including dental, vision, prescriptions, chiropractic services, acupuncture, and more!

HSA contribution limits have increased for 2025.
  • $4,300 for individual coverage
  • $8,550 for family coverage
  • Participants age 55 or older may contribute an additional $1,000 as a catch-up contribution
Medical expenses can be confusing. Optum’s got you covered with our Medical expense eligibility tool, which helps you understand what items or services are a qualified medical expense.

Click to search or browse the eligibility list.

See What's Covered

Learn more about how to use your Optum HSA.

What an HSA Can Do for Me

Optum Goody Bag

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Benefit Details, Information, or Discounts
Optum HSA Guide view add to goody bag
Optum Invest with an HSA Flyer view add to goody bag
Optum HSA Mythbusters Fact or Myth Flyer view add to goody bag